Finding the right home at the right price is just one part of a real estate transaction. Van Eaton & Romero Inc is experienced at aiding both buyers and sellers when it comes to closings. E-mail or call us today at 337 258 4073 if your needs include a real estate pro ready for the business side of real estate.

Closing costs you should expect

There are certain normal costs related to closing the sale of a house. These expenses are commonly divided between the buyer and seller, as spelled out in the sales contract. Many are universal, but there are nuances to each, so you'll want a real estate expert in Louisiana to help show you through the transaction.

Loan-related closing costs    (Click here for more information)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

Taxes commonly paid at closing    (Click here for more information)

  • Property Taxes
  • Transfer Taxes and Recording Fees

At closing, these fees are often due    (Click here for more information)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we negotiate your deal, I'll not only work to get the optimal sales price, but I'll also push for lower closing costs. And once we've come to an agreement, I'll describe in detail the closing costs so you are aware of exactly where your money is going.

Buyers: If you're purchasing real estate in Lafayette County, you'll get a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's prior experience and is required to be within a reasonable range so you're not shocked when you arrive at the closing appointment. I'll be happy to review the GFE with you, answering your questions and highlighting any estimates that seem off.

Van Eaton & Romero Inc 6 De Gaulle Sq Lafayette, LA 70508
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